Accounting: Travel & Expense Management Accounting
Qoyod Pricing 2026: Real Costs, Plans, and What You’ll Actually Pay
💰 Qoyod Pricing Structure (2026)
Qoyod follows a tiered SaaS pricing model with monthly and annual billing options.
🔹 Entry → Enterprise Pricing Tiers
Plan | Monthly Price | Annual Price | Target |
Basic | ~60–120 SAR/month | ~580–1,200 SAR/year | Freelancers / micro businesses |
Pro / Premium | ~120–240 SAR/month | ~1,160–1,800 SAR/year | SMBs with growth needs |
Advanced | ~330–600 SAR/month | ~2,300–5,760 SAR/year | Larger SMEs / multi-branch |
👉 Visit Qoyod website for more information
Hidden Costs & Upgrade Triggers (Important for your platform)
💸 Hidden Cost Drivers:
Additional users / branches
Advanced reporting modules
API integrations
Bookkeeping services
VAT (15% in KSA not always included)
🔄 Upgrade Triggers:
Scaling beyond 1–3 users
Need for inventory or POS
Multi-entity operations
Compliance complexity (ZATCA Phase 2)
🟢 Basic Plan (Entry-Level)
Core accounting (journals, ledger, reports)
E-invoicing (ZATCA compliant)
Expense tracking
Limited users (typically 1)
Limited branches
👉 Designed for:
Freelancers
Small service businesses
🔵 Pro / Premium Plan
Includes everything in Basic, plus:
Advanced reporting & analytics
Multi-user access (e.g., 3 users)
Multi-branch support
Integrations (API, POS, etc.)
Inventory management
👉 Designed for:
Growing SMEs
Retail / e-commerce businesses
🔴 Advanced Plan (Enterprise-Level)
Includes everything in Pro, plus:
Unlimited users & branches
Fixed asset management
Depreciation tracking
Dedicated account manager
Full financial control features
👉 Pricing example:
600 SAR/month + VAT
5,760 SAR/year + VAT
👉 Designed for:
Multi-entity companies
Add-Ons & Variable Costs
Qoyod uses modular add-ons, which can significantly increase total cost:
Common Add-ons:
Extra users → ~120–240 SAR/year per user
Payroll module
POS integration
Inventory extensions
API integrations
Specialized Services:
Qoyod Bookkeeping Service
Includes certified accountants
Pricing varies (custom quote)
Qtahseel+ (collections service)
~1,000 SAR/year + transaction fees
Total Cost vs Value Positioning
💰 Low Entry Barrier:
Starts from ~60 SAR/month (~€15)
⚖️ Mid-Market Reality:
Typical SME spends:
👉 150–300 SAR/month (~€40–€75)
🏢 Enterprise Tier:
Can reach:
👉 600+ SAR/month (~€150+)
📊 Side-by-Side Pricing & Positioning
Criteria | Qoyod | Zoho Books | Xero | Wafeq |
Starting Price | ~60 SAR/month (~$16) | $0 – $15/month | $13–15/month | ~79–149 SAR/month |
Mid-Tier Pricing | ~150–300 SAR/month | $40–60/month | $37–42/month | ~149–299 SAR/month |
Top-Tier Pricing | ~600 SAR/month | $120–240/month | $70–78/month | ~299–499 SAR/month |
Free Plan | ❌ No | ✅ Yes | ❌ No | ❌ No |
Best For | MENA SMBs | SMBs globally | Accounting-heavy SMBs | GCC SMEs |
Primary Region Focus | 🇸🇦 Saudi / MENA | 🌍 Global | 🌍 Global | 🇸🇦 GCC |
Compliance Strength | ⭐⭐⭐⭐⭐ (ZATCA) | ⭐⭐⭐ | ⭐⭐⭐⭐ | ⭐⭐⭐⭐⭐ (ZATCA) |
Ease of Use | ⭐⭐⭐⭐ | ⭐⭐⭐⭐⭐ | ⭐⭐⭐⭐ | ⭐⭐⭐⭐ |
Integrations | ⭐⭐⭐ | ⭐⭐⭐⭐ | ⭐⭐⭐⭐⭐ | ⭐⭐⭐ |
Scalability | ⭐⭐⭐⭐ | ⭐⭐⭐⭐ | ⭐⭐⭐⭐⭐ | ⭐⭐⭐⭐ |
👉 Side-by-Side pricing & features comparison
🧠 Feature Positioning (Expert View)
🟢 Qoyod
Best for Saudi compliance (ZATCA Phase 2)
Strong invoicing + local accounting workflows
Weak on global integrations
🔵 Zoho Books
Best value-for-money globally
Strong automation + ecosystem (CRM, inventory)
Slightly weaker for complex accounting use cases
🔴 Xero
Best for accountants & financial-heavy workflows
Strong reporting, integrations, scalability
Higher long-term cost
🟡 Wafeq
Best Qoyod alternative in GCC
Strong Arabic UX + compliance
Slightly more modern UI vs Qoyod
⚠️ Hidden Costs Comparison
Tool | Hidden Costs |
Qoyod | Add-ons (users, payroll, integrations), VAT |
Zoho Books | Extra users, premium modules |
Xero | Add-ons, payroll, app marketplace |
Wafeq | Advanced features, user scaling |
🎯 Best Tool by Use Case
Use Case | Best Choice |
Startup / freelancer | Zoho Books |
Saudi business (ZATCA) | Qoyod / Wafeq |
Scaling SME (global) | Xero |
Automation + ecosystem | Zoho Books |
Enterprise-level accounting | Xero |